Higher yield may pay for younger investors

This is the follow up to my previous article on dividend growth strategies for younger investors. In this article, I explore if  a younger investor could even be better served minimizing lower yielding stocks in favor of higher yielding in their first few years of investing.  [Read more...]

The Facebook IPO: Never buy what private equity sells

Its almost the 1 year anniversary for the Facebook IPO. I remember taking a call from an excited friend 1 year back who was considering the Facebook IPO. I told him to save his money and watch and wait as the stock deflates. Its worth taking a pause when a venture capitalist (VC) or Private Equity (PE) wants to sell you something. [Read more...]

What is a good investment return?

While not all of us can aim to be the next Warren Buffet with our investment returns, there is a certain level of performance that you should expect  to at least be on par for the level of risk that you take. What type of investment return should you be satisfied with?  [Read more...]

Dividend Growth Strategies for Younger Investors

The notion of a dividend growth strategy isn’t something which should be considered the domain of only older investors. Younger investors can benefit from building up a steady, growing income stream over time which can allow for a nice income supplement, or even assistance with a significantly early retirement, if given enough time. [Read more...]

Why financial failure can be good

The first $50k that I ever made from work related earnings were safely deposited in my bank account. But for various circumstances, that money  may still be there. My attitudes toward what I do with my money have come along way from those early days 15 or so years ago. Early financial failures actually helped.  [Read more...]

Financial literacy – What’s important to know?

There are a lot of different concepts and jargon when it comes to personal finance. I’m going to explore the concepts and areas that I think are the most important to me in my quest for financial independence. [Read more...]

Peter Lynch: Investing lessons from the masters

Peter Lynch is a legend of the investing world. In the same breath as people mention Warren Buffet, you will also hear them talk about Peter Lynch. So who is Peter Lynch and what can you learn from him? [Read more...]

The Millionaire Next Door

One of the great things about being on holiday is the time to kick back and read, and being on holiday on the other side of the world in down under Australia provides a lot of time for a lot of in depth reading, even between attending to the kids!. The Millionaire Next Door was one of those that made it onto the reading list.  [Read more...]

Recent Transactions

I’ve been taking a more critical look at my portfolio in recent days with a view of trying to better optimize my dividend income and achieve my goals. While I’m pretty happy with the core of what I have hold, I have taken the opportunity to make a few changes.

Secrets of the rich

I had the opportunity to thumb through Rich Dad Poor Dad recently. It was an interesting read, and while not revolutionary in thinking, brought up some interesting concepts. One of the big themes in the book is ownership of assets as a key secret of the rich to drive wealth, as opposed to working for an income.  [Read more...]